Swift Capital Personal and Business Loans

What types of loans does SwiftCapital offer?
SwiftCapital offers both personal loans and business loans designed to meet a variety of financial needs. Personal loans are typically used for major purchases, debt consolidation, or emergencies. Business loans help fund operations, expansion, or equipment purchases.
How do I apply for a loan?
You can apply online through our website or contact us via phone or email. Our application process is fast, secure, and straightforward.
What information do I need to apply?
For personal loans: proof of income, government-issued ID, and your banking information.
For business loans: business financial statements, tax returns, business license, and banking details.
How long does it take to get approved?
Most loan applications are reviewed within 24–48 hours. Once approved, funds can often be deposited within 1–3 business days.

What is the minimum and maximum amount I can borrow?
Loan amounts vary based on eligibility and creditworthiness. Typically, personal loans range from $1,000 to $100,000.
What are the interest rates for personal loans?
Rates depend on your credit profile, loan term, and other factors. Our team can provide a personalized rate after reviewing your application.
Can I use a personal loan for debt consolidation?
Yes, SwiftCapital personal loans can help consolidate high-interest debts into a single, manageable monthly payment.
Are there any prepayment penalties?
No, you can pay off your personal loan early without any penalties.

What types of business loans are available?
SwiftCapital offers term loans, lines of credit, and equipment financing for small and medium-sized businesses.
Can I get a business loan with bad credit?
We consider applications on a case-by-case basis. While strong credit improves approval chances, we also evaluate business performance, revenue, and cash flow.
How much can my business borrow?
Loan amounts depend on business size, revenue, and financial history. Most small business loans range from $5,000 to $250,000.
What can business loan funds be used for?
Funds can be used for operating expenses, inventory, hiring, equipment purchases, marketing, or business expansion.
Do I need collateral for a business loan?
Some loans require collateral, while others are unsecured. Our team will help determine the best option for your business.

What are the repayment terms for loans?
Repayment terms vary by loan type, typically ranging from 6 months to 5 years for personal loans and 1 to 5 years for business loans.
How do I make loan payments?
Payments can be made online, via automatic bank transfer, or by phone.
What happens if I miss a payment?
Contact SwiftCapital immediately. Late payments may result in fees or impact your credit score, but we offer support and guidance to help you get back on track.

Is my personal and business information secure?
Absolutely. SwiftCapital uses advanced encryption and secure systems to protect your data.
Can I apply for multiple loans at once?
Yes, but approval depends on your eligibility and financial profile. Each application is evaluated individually.
Who can I contact for more information?
You can reach SwiftCapital at info@swiftcap.com or +1 (888) 879-1565 for personalized assistance.

Swift Capital helped me fund my small business quickly with clear terms and no hassle.

J. Lee

★★★★★